Wednesday, December 19, 2012

Random ramblings

I've been thinking a lot. Which could be dangerous, LOL.

The Chef and I are working on making an setting a budget for the New Year. We're in the process of reading and learning Dave Ramsey's method. We know quite a few people that have had success with that. And we're to the point where we should be getting rid of most of our debt in the next few months, so we figured it would be a good time to start.

In looking at and crunching the numbers the looming question has been if I should go back to work full time. I haven't technically been full time since Chunk was born, even though for almost a year I was working 2 part time jobs.

So we plate with and crunched the numbers. If I go back full time, right now, the 2 biggest goobers would have to go to before school care 3 days a week, and after school care once a week. Plus Cute Boy would need daycare in the mornings 3 days a week (he's in afternoon kindergarten) and after school one day a week...and Chunk would be full time in daycare. We priced it out using our options of in school before and after school for the big boys and our sitter and our daycare, and no matter how we crunch it, I'll need a very very well paying full time job.

If I stay home, it saves us the money for child care. Yes, Chunk goes 3 days a week to daycare, but he LOVES it there and he's doing great. Plus it allows me to be able to go into school and help a lot which the Goobers love. (And for the most part works out to be when the baby is at daycare!). I actually like being home (surprisingly!) and like that we have family dinners 4x a week, and that even the other 3 nights the boys and I have time together (chef works until 8pm 3 nights a week)

When we worked out the numbers, no matter what way we did it, for the most part we just get by. If I'm working, most of that money goes to childcare.

So where does that leave me? I'm going to invest more time in developing my Thirty One business. I love the company and the products, and they spoil their consultants! And it allows me to make my own schedule. I'm also doing some part time stuff behind the scenes at the repair shop. Which is good because I love the shop, and miss it sometimes!

And the upside to all of this, which I realized today as I sit here with a Chunk who didn't go to daycare because he pulled an all nighter last night? I get to be here for my kids. I loved working full time, but for me, at this point right now, even though they drive me insane, I'm right where I want to be.

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